We build AI into the way financial services work.
Senior technologists building and running AI for New Zealand financial services.
Measured on outcomes, not hours.
Four engagements. Clients stay confidential, so each is named by its sector.
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Before: 10%Now: 100% of applications checkedAI-driven compliance checks
Non-bank lending. Every application checked in real time, up from about 10% under manual QA.
Read the lending case -
70%+ faster payment processing
AI-powered payments automation
Fintech payments. Faster end-to-end processing, with suppliers paid up to 55 days sooner.
Read the payments case -
Usually: YearsThis time: under 12 months to a new core platformCore banking, delivered at speed
Banking. A new cloud-native core platform live, with old and new running side by side.
Read the banking case -
18 months from legacy to digital lending
Digital lending transformation
Lending. From a 30-year-old legacy stack to an AI-enabled digital lending business.
Read the transformation case
Five services, end to end.
- AI integration, orchestration and automation.
One AI layer across legacy and modern systems.
- Compliance solutions.
From sampling to every case.
- Digital design, mobile and web.
Products customers want to use.
- Consulting, advisory and process improvement.
Solve the right problem first.
- Managed services and hosting.
We run what we build.
Your people stay in control.
First built for a nationwide non-bank lender.
- Reads
Payslips, bank statements, IDs and customer uploads, interpreted as they arrive.
- Checks
Lending policy, credit rules and QA checklists, applied to every application.
- Decides
Clean cases flow straight through. Exceptions go to the right person.
- Explains
Every check is logged with its reasons, so each decision is audit-ready.
Never. People sign off what matters, and can see why.
No lock-in: your stack and your choice of models, from AWS Bedrock and Claude to Azure ML.
Senior people, in Auckland and India.
More than 120 years of collective delivery experience across the team.
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Utsav Sharma
Founder and CEO
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Nigel Pollock, CMInstD
Chief Commercial Officer
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Lewis Kwong
Software Engineering Team Lead, NZ
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Lishu Gupta
Software Engineering Team Lead, India
Regulated, legacy-heavy, and where we work best.
Complex environments, handled with clarity, for these kinds of clients.
- Major banks
- Tier 2 banks
- Non-bank lenders
- Digital lenders
- Payment providers
- Insurance providers
- eCommerce platforms
